Welcome to Kamal Kishore Sharma’s World

Discipline & Investing are two Important aspects of human Life.

We help you Shape your Life Journey Better & Smarter.

Financial
Professional
with a
difference

A friend with a hand on your shoulder to help
you find your Financial Goals.

Hard-core Professional to guide you
on 3 important
Life Situations.

An advisor offering Clarity, Transparency, and Growth with a research-based approach.

Highly Committed, Disciplined, and Well-prepared to ensure you are always in safe hands.

Explore inspiring sessions and life-changing
perspectives

about kamal kishore sharma

Inspiring growth.

Kamal K. Sharma is a seasoned Financial Professional with over two decades of experience. He has worked with renowned institutions like Allianz and ING, rising from Sales Manager to General Manager while mentoring teams and driving regional growth.
A passionate advocate of Financial Literacy, he has trained thousands of students through BSE Institutes and SBI Foundation, preparing them for success in the financial sector.
Specialized in Financial Wellness for the Armed Forces, he has conducted 1000+ sessions for the Indian Army and CAPF. His book, “The Piggy Bank Billionaire”, has reached 500+ libraries and earned nationwide recognition.


  • Financial Wellness & Literacy Advocate
  • Author & Motivational Speaker
  • Trainer for Armed Forces & CAPF

Training & Workshops

Empowering Professionals & Students

Specialized workshops for corporates, MSMEs, and students to enhance skills, leadership, and career readiness.

Corporate Initiatives

Engage teams with practical workshops to boost skills, leadership, and business growth.

Initiatives For Educational institute

Prepare students with essential skills, career guidance, and personal development strategies for success.

services

Empowering lives through guidance and transformation

Kamal K Sharma offers a range of personalized mentoring and coaching services designed to elevate your mindset, strengthen your finances, and align your purpose with success. His proven strategies help you unlock your potential and lead a more meaningful, fulfilled life.

life transformation coaching

Empowering you to overcome challenges, build confidence, and design a life you truly deserve.

financial growth mentoring

Helping individuals and professionals achieve financial clarity, stability, and long-term success.

career & leadership coaching

Guiding professionals to unlock their potential, enhance leadership skills, and achieve career growth.

corporate training

Building high-performing teams through communication, motivation, and goal-driven workshops.

relationship & mindset guidance

Helping individuals build stronger relationships and a positive mindset for lasting happiness.

spiritual & purpose coaching

Guiding you to connect with your inner self, discover your purpose, and lead a balanced life.

about kamal k sharma

Transforming lives through knowledge and inspiration

Kamal K Sharma is a renowned author, financial expert, and life coach who empowers individuals to take control of their personal and professional journeys. His mission is to inspire growth, build confidence, and create a lasting impact through practical wisdom and guidance.

95%

success rate

22+

years of experience

guiding individuals & organizations toward excellence

With a deep understanding of finance, human behavior, and personal growth, Kamal K Sharma delivers result-oriented coaching programs that help people achieve clarity, success, and balance in life.

  • personalized strategies for life and business success
  • empowering individuals to realize their full potential
Kamal K Sharma - Life Coach

books

Inspiring Books by Kamal K Sharma

Discover the powerful words and transformative lessons shared by Kamal K Sharma. His books inspire readers to live with clarity, confidence, and purpose — guiding them toward financial wisdom, emotional balance, and lasting success.

Rise Beyond Limits by Kamal K Sharma

The Piggy Bank Billionaire

The Piggy Bank Billionaire" is a Financial Guide to help individuals understand their financial goals in a most prudent manner and plan them with utmost seriousness. There is lot of confusion in every investor's mind on what to buy & how much is sufficient.

  • Available in Hardcover & eBook
  • Free author-signed copy (limited offer)
  • Inspire yourself or gift someone special

our expertise

Empowering lives through experience & guidance

Partner with professionals who are dedicated to helping you achieve personal and professional excellence. We bring proven strategies, insightful mentoring, and practical methods for meaningful growth.

communication coaching

Personal Coaching

Strategy

Productivity & Efficiency Coaching

Health Coach

Leadership

Marketing Coaching

Career Transition Coaching

Discover transformative insights through our coaching videos

watch video

  • Unlock your true potential with expert guidance
  • Build clarity, confidence, and lasting motivation
  • Learn practical tools for real-world growth
  • Transform your mindset and achieve excellence

how we work

Our proven approach to personal and professional transformation

At Kamal K Sharma Coaching, every step is designed to help you unlock clarity, build resilience, and achieve measurable success through guided transformation and consistent growth.

01. Discovery & Assessment

We begin with a deep understanding of your goals, challenges, and aspirations to design a personalized coaching roadmap for your success.

02. Goal Setting & Vision Building

With Kamal K Sharma’s guidance, we align your personal values and ambitions to create actionable, realistic, and inspiring goals.

03. Transformative Coaching

Experience one-on-one sessions with Kamal K Sharma focused on mindset mastery, communication, leadership, and financial empowerment.

04. Continuous Growth & Support

Our journey doesn’t stop after sessions — we offer ongoing mentorship, practical tools, and accountability to ensure sustainable success.

Financial Wisdom & Insights

Kamal K Sharma

The Vision That Inspires

Empowering Lives Through Knowledge & Guidance

Kamal K. Sharma is a distinguished Author, Financial Professional, Life Coach, and Advisor dedicated to transforming lives through wisdom, discipline, and purpose. His mission is to help individuals unlock their potential, achieve financial clarity, and build a life filled with growth, balance, and success.

5000+

lives transformed

Guided individuals and organizations toward clarity, growth, and lasting success.

22+

years of experience

Trusted professional with decades of expertise in finance, leadership, and personal growth.

100%

client satisfaction

Committed to providing insightful strategies and actionable guidance that deliver results.

12+

published works

Author of inspiring books that empower readers to take control of their life and finances.

insights & inspiration

Thoughts that inspire growth & transformation

Explore ideas, lessons, and reflections from Kamal K. Sharma — blending financial wisdom, life coaching, and personal empowerment to help you lead with clarity and confidence.

Building Financial Freedom with Purpose

True financial freedom begins with the right mindset. Discover how clarity, discipline, and vision can transform your finances and your life.

Mastering Work-Life Harmony

Success means little without balance. Learn how to create harmony between your professional goals and personal peace.

The Power of Positive Mindset

Your thoughts shape your reality. Discover how to reframe challenges and turn obstacles into opportunities for growth and success.

Our Impact & Growth

Over the years, Kamal K. Sharma has inspired and influenced thousands through his remarkable journey.

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Latest blog

Self-Respect Is the Foundation of True Confidence

Self-Respect Is the Foundation of True Confidence

💡 Understanding Self-Respect

Self-respect is the awareness of...

Values Are the True Strength of Society

Values Are the True Strength of Society

💡 What Are Values?

Values are the guiding...

What Does Kamal K Sharma Really Mean?

What Does Kamal K Sharma Really Mean?

Kamal K Sharma is not about fear...

testimonial

Real transformation stories from Kamal K. Sharma’s

I am associated with Mr. Kamal for over 7 years now, his expertize of the subject and concern for his investors (whom he treats as true friends) is exceptional. Its wonderful experience dealing with him and his advice is always very fruitful. Beyond Finances, I count of him as a true friend and family.

Major Gurmeet

Hello Mr. Kamal, Its so wonderful that you have got your website now, you definately deserve to be there on larger platform. Thanks for all your inputs, words of wisdom and showing us the way forward. More glory n power to you. .

Capt Akash

Hi Kamal, You have been a wonderful professional and I am truly impressed with the ways you connect with people. That's true that managing Finances is no rocket science but its not anything lesser than that. You have certainly made our lives easier and Financial journey ahead crystal clear for us.

Kudos!!!

Maj Gen P Sundram

Undoubtedly Managing Finances is a complicated job and while in Uniform, we normally keep Finances on back bench as there are much bigger priorities. A good advisor certainly makes life much easier. Thanks for your inputs on Retirement Planning.

Brig SK Das

At the times when expenses are sky rocketing, shopping list is getting little longer everyday, Lifestyle Needs, Inflation and so on so forth....its very important to foresee the Financial future and be adequately prepared to face the challenges of tomorrow. Mr. Kamal K Sharma has made life very easier with his thorough and professional approach. His connect is excellent and conduct is extra ordinary

Jai Hind

Cdt BB Singh

I was very unorganised in my finances till the time I met my friend Mr. Kamal K Sharma about 10 years back. His wisdom & advice have made our finances much organized. His hard-core knowledge, belief and commitment is highly appreciated. To be very frank my sons Jatin & Jitesh will owe it to Mr. Sharma for their Higher Education Fund that Mr. Kamal advised is about 5 years back. I have referred my most of the friends and family to him.

Abhijit Mondal

Listening to Mr. Kamal K Sharma is truly mesemerising, his in depth knowledge on the subject and the way he connects with audience is highly appreciated. I feel very empowered after connecting with him.

Thank you so very much sir.

Surbhi-IIM, Jammu

Mr. Kamal K Sharma visited our campus to deliver his NISM series lectures, he has a magical connect with the students of our age. The way he explained Life Journey to us was an eye opener and I am personally and many like me are immensely benefitted with his lectures.

Ankita-SMVDU,Katra

I have been earning for over 20 years now and was stuck up with Investments only in Insurance, Post Office or cash lying ideal in bank Saving Account. One of the session conducted by Mr. Kamal K Sharma at Dehradun changed my thought process and that was the beginning of new life for me. His thrust on 3 Life Situations is excellent and as I enter 6th year of my Investing in Equities & Mutual Funds, I feel more comfortable & confident.

God bless Mr.Kamal K Sharma.

Kamal sir’s leadership seminar in KrishnaMera Kamal K Sharma saab se sampark hamaari unit mein ek lecture ke dauran hua tha, jahan par Kamal Saab ne hame Retirement ke liye kaise tayar hona hai aur paisa kaise manage karna hai uske बारे mein bataya tha. Yakin maaniye, is se pehli kabhi aisi baaton ka jikar nahin hua tha. Unke bataaye anusaar maine apna paisa SWP mein lagaya aur aaj mujhe har mahine paisa MIS ke roop mein mil raha hai aur mera fund mein pada hua paisa grow bhi kar raha hai

Bhagwan kamal saab ko salamat rakhe

Sub Sant Lal

I have recently started my job in IT Industry and have been really lucky to get the blessings of Mr. Kamal K Sharma, he has made my road map clear for next 20 years. I have no intentions to work till 50 - 60 yrs, If all goes well I can definately think of and plan Retiring at the age of 45 years and that too with About 75 Crore. Thank you so much sir for opening my eyes at this early age of my life.

Bhavin Anand

IT Professional

It has been pleasure as well as an honor to know Mr. Kamal K Sharma. He is a profound writer and very articulative in his approach towards Financial Literacy. Before meeting him and attending his one of sessions conducted for school teachers, I never had this understanding about finances that Disciplined Investing can bring this better results. I suggest every female working or homemaker to save a lot and start Investing with the right advice and Handholding of professionals like Mr. Kamal K Sharma.

Thank you so much sir.

Pratibha Patyal

FAQ

My answers

During live sessions, I come across many people in audience who ask very relevent questions, they help me to prepare even better and may be they might be of your interest as well.

Still have a question?

I’m just a call away. Let’s discuss how we can design your growth path together.

+91-9501017769

Kamal K Sharma's sessions focus on mindset transformation with complete clarity on Life Goals, How to plan them effectively and how to be ahead of time while preparing for them.

We all are born on this wonderful planet for a reason and have same set of feelings, Situations, Challenges as well as their solutions. Though every situation looks very Unique but trust me a solution is there for every problem in life. My sessions focus on real life experiences and their very practical solutions.

Anyone who wishes to Grow, Lead and Learn for a purpose - from students aspiring to do well in life, young couples looking at life ahead with passion, parents with growing Children, people looking forward to a happy retired life are welcome to attend our sessions. We plan to touch base and cover the How Why and Where of Life purpose.

Rome was not built in a day, success in life is end result of Disciplined Approach, Vision, Patience and Self Committment backed with good habits. If your thought process is a seed to success, our sessions are truly thought provoking..

Yes, I offer both personal and corporate coaching. One-on-one sessions are focused on personalized growth strategies, while corporate programs are tailored to enhance leadership, teamwork, and productivity across organizations.